How to Make Money Online and Start an Internet Marketing Business
So you have heard that starting an online business is an easy and quick way to making money. Well, I’m afraid to tell you that it isn’t a quick and easy way to make money. I don’t know anyone that magically started making money online overnight with no work.Stop worrying about making money online. Stop looking for the magic push button system that magically makes you rich overnight.I’m afraid to tell you that they simply do not exist. If you knew how to make money easily with a few clicks of your mouse would you be selling those secrets for a few bucks?The only way to build a successful online business is to have a clear purpose, what makes you different to your competition, what’s your Unique Selling Point?You need to deliver VALUE, but you need to deliver it differently to everyone else.What is your clear purpose?
What value can you deliver?
How are you different to everyone else?Are you prepared to do that for FREE to start with if needs be?At least until you have proof that your strategies work and what value you can provide.Before you start thinking I have nothing I could teach that would be of value to anyone else, you are wrong.Everyone has something of value. Do you know how to knit, scrapbook, play golf or computer games all of which are very popular, very profitable niches. I discovered a very profitable niche the other day, how to clean and de-clutter your home.Once you have something of value and you have proved that your strategies work, then you can start thinking about charging for that information. But start small; start off by charging a lot less than the value you are going to deliver.Think of any internet marketing millionaires and every one of those started in this way.They found a way of making money online. They actually made the money first over a period of time. Then and only then did they offer to teach others how they made that money online.The first thing you need to learn is that if you try to make money online then you will fail. If you start by giving value in exchange for money then you will start seeing a return on your time investment.So where do you start?I am sure you have heard things like:
The money is in the list.
It’s easier to be an affiliate then a product creator.
You can’t create a product if you’re not an expert.Well.The money is in the list. That is definitely true. But not all lists are created equal.Now once you have worked out that people invest in results you can start to build a buyers list, someone who has actually taken their credit card out and spent some money in order to get access to your knowledge. But, I am sure if you do not class yourself as an expert then you is probably very nervous about creating your own product?Let me tell you something about product creation.No one really talks about this even though it’s very important when it comes to your long term wealth and stabilising your income.You see the only good thing about a J.O.B. is you get a regular pay check come rain or shine.Every month you get paid without fail.It isn’t the same in business. Your money goes up, and your money goes down. Every month, your income fluctuates. So to stabilise your income as much as possible you need to build a buyers list. Why, because a buyers list is you repeat business. The customers that come back and continue to buy from you. This of course only works If and only if you have over delivered the value in the first place. Would you buy more information from somebody who had already over promised and under delivered?The other point of course is a buyer is worth ten times more to you then a freebie seeker.This is why I want you to become or at least consider being a product creator.Think about this…How many lists are you on where you get hit with pitch after pitch, after pitch selling yet another affiliate product?Lots, right?Yeah well, guess what’s happening to their list?It’s getting bored, fed-up and diluted.Think about it.Every time you sell someone else’s stuff you’re going to lose subscribers.Sure some will buy the product (and you get a commission) but they will also sign up to the product owners list. If they like the information they have bought, then they will start to follow and receive emails from the product creator. What do they need you for now?I know this because I’ve done this.But here’s the deal.Now there is competition in the inbox.They get your email and this other guy’s email.Say they read yours. You send another email pitch and guess what…… They join someone else’s list.Your open-rates decline, your emails get read less and less and eventually you become just another email in the spam folder.Sell your own stuff (and you can still send the occasional affiliate promotion) and you’ll deepen the relationship with your list.They’ll get to know you so much better and like your stuff more.Then you can get affiliates to send you traffic and dilute their list instead of yours.So it’s a very good idea to create your own products to stabilise your income online, by building a buyers/repeat customer list. You also utilise other people’s lists by getting affiliates to promote your products for a percentage of the sales revenue. So effectively building your very lucrative repeat customer list for free.
Luxury Vehicle Finance
Leading automotive manufacturers excel not only in ground-breaking technology, but also in innovative financial solutions which carry the same ethos and pursuit of advancement defined by the vehicles they create.Vehicle FinancingInnovative auto manufacturers take care in providing financial services from people who have close working relationships with local dealers, and who are as passionate about luxury vehicles as those who drive them.They ensure that motorists are able to share in the same automotive joy which comes from owning a luxury vehicle, by providing flexible financial options designed to meet their every need.Traditional RouteA simple, traditional route to financing vehicle ownership is an instalment sale which is typically convenient to arrange and offers flexible terms to suit the driver’s needs with financing periods structured from 12 – 60 months.The benefit of this financial option is that the vehicle is fully owned when the amount has been paid in full and the owner can enjoy the benefit of any resale value.For the purpose of business – depreciation and the yearly interest paid against tax can be claimed back. There is also no minimum deposit payable for this option but this may be dependent on current legislation and a credit profile.Leasing OptionsLeasing allows drivers to use a vehicle for an agreed period of time, during which time rentals are paid. This also allows for drivers to return the vehicle at the end of the term, extend the lease or even acquire ownership.As with the instalment sale, interest is calculated at either fixed or prime-linked rates and the vehicle must be fully insured during the agreement. The benefits of this option mainly accrue if the vehicle is being used for business or in the generation of an income.This allows business owners to avoid tying up working capital as they don’t need to own the vehicle to use it and can also claim the rental as an expense against tax.Stepped payments, inflated rentals and other structures can be tailored to suit needs and the deposit percentage and repayment period can be negotiated.Eleven-Month PaymentPerhaps the most rewarding of vehicle finance options is that of the visionary eleven-month payment plan. With this plan, vehicle owners are entitled to miss one month of payments and enjoy the freedom of using the money where and when they need it most.Drivers may elect one month of the year, which will remain consistent in each year over the term of the finance agreement, in which they do not have to pay a normal instalment. In short, every year, while the deal runs, there is no payment required in the selected month.Having a wide range of competitive finance and insurance plans, developed and tailored to meet the requirements you desire in vehicle financing is what sets leading auto motor manufactures apart and raises new standards in luxury vehicle financing.
The Best Way to Understand Personal Finance
When we are trying to understand Personal Finance, the best thing to do is to understand what Personal Finance is NOT.Many people think that accounting and personal finance are the same, but Personal Finance is NOT Accounting.On the surface they may seem the same; they both have something to do with money. However, the definitions will help us better understand the differences.Merriam-Webster’s definition of accounting is “the system of recording and summarizing business and financial transactions and analyzing, verifying, and reporting the results.”Based on this definition, we see that accounting is the process of analysing and recording what you have already done with your money.This is why having an accountant is usually not enough when it comes to your personal finances.Accountants generally don’t concern themselves with personal finance (there are some exceptions to this rule). Unless your accountant is also a financial advisor or coach, he or she will likely just look at what you have done with your money at the end of the year and provide you with a report of their analysis.This report is usually your tax return; what you owe the government or what the government owes you.Very rarely does the accountant provide an individual with a Balance Sheet or Income Statement or a Net worth statement; all very helpful tools that are necessary to effectively manage your personal finances.Personal Finance is looking at your finances from a more pro-active and goal oriented perspective. This is what provides the accountants with something to record, verify and analyze.The Merriam-Webster’s (Concise Encyclopedia) definition of “Finance” is the “process of raising funds or capital for any kind of expenditure. Consumers, business firms, and governments often do not have the funds they need to make purchases or conduct their operations, while savers and investors have funds that could earn interest or dividends if put to productive use. Finance is the process of channeling funds from savers to users in the form of credit, loans, or invested capital through agencies including COMMERCIAL BANKS, SAVINGS AND LOAN ASSOCIATIONS, and such nonbank organizations as CREDIT UNIONS and investment companies. Finance can be divided into three broad areas: BUSINESS FINANCE, PERSONAL FINANCE, and public finance. All three involve generating budgets and managing funds for the optimum results”.Personal Finance SimplifiedBy understanding the definition of “finance” we can break our “personal finance” down into 3 simple activities:-1. The process of raising funds or capital for any kind of expenditure = Generating an Income.
A Business gets money through the sale of their products and services. This is labeled “revenue” or “income”. Some businesses will also invest a portion of their revenue to generate more income (interest income).A Person gets money through a job, or a small business (self employment, sole proprietorship, network marketing or other small business venture). The money coming in can be a salary, hourly wage, or commission, and is also referred to as income.A Government gets money through taxes that we pay. This is one of the main ways that the government generates an income that is then used to build infrastructure like roads, bridges, schools, hospitals etc for our cities.2. Using our money to make purchases = Spending Money.
How much we spend relative to how much we make is what makes the difference between having optimum results in our personal finances. Making good spending decisions is critical to achieving financial wealth – regardless of how much you make.3. Getting optimum results = Keeping as much of our money as possible
It’s not how much you MAKE that matters – its how much you KEEP that really matters when it comes to your personal finances.This is the part of personal finance that virtually everyone finds the most challenging.Often people who make large incomes (six figures or more) also tend to spend just as much (or more) which means they put themselves in debt and that debt starts to accrue interest. Before long that debt can start to grow exponentially and can destroy any hope they would have had to achieving wealth.Personal Finance made simplePersonal Finance doesn’t need to be complicated if you keep this simple formula in mind:INCOME – SPENDING = WHAT YOU KEEPFor Optimal Results you simply have to make more than what you spend and spend less than what you make so you can keep more for you and your family!If you are not actively working towards an optimal result you will by default get less than optimal resultsIt really is that simple!Now that you understand personal finance and WHAT you need to do, the next step is learning HOW to do this!The best way to start is by following these 3 simple steps:-1. Know what you want to achieve – “if you don’t know where you are going, any road will take you there” has become a very popular quote, probably because it is so true. One of the habits that Stephen Covey highlights in his book “7 Habits of Highly Successful People”, is to always start with the end in mind. Knowing where you want to go will be a big help in ensuring you get there.2. Have a plan – that you can follow that will get you to your goals. Knowing how you will achieve your goals in a step by step plan is invaluable. Sometimes this is easier with the help of an advisor or a financial coach.3. Use tools and resources – that will help you to stick to your plan and not become distracted by the things in life that could limit our incomes and make us spend more than we should. Don’t try and work it all out in your head! You will end up with a massive headache and your finances will become one gigantic dark fog!